imageThere are a few things you can do to help reduce the rates you pay for your teen drivers. Deals4now.com Finding the right car insurance for teenagers can be tricky but there are some ways to get prepared for the event. It is a very exciting time for you and your teenager, and the last thing you really want to worry about is paying to much to the insurance company. Below are some thing you can do before you start trying to get a car insurance quote. Step-1 Choose the right car. You want have a car that is fully paid for already. This way you don’t have to carry comprehensive and collision. Although your teenager will insist you by him or her the shiny new sports car, keep in mind, a paid car will help you get cheaper car insurance. Consider buying an older car. They are heavier built, not so easy to wreck, and also don’t have a high theft rate. Step-2 Encourage safe driving. Filing claims and getting traffic tickets will raise your insurance premiums through the roof. Don’t worry about filing a claim for a bent fender or other minor damage. Also Some insurance companies will offer cheaper car insurance if your teenager passes the drivers education course with a high score. Don’t forget to ask about it. Step-3 Ask about Good Student Discounts. A teenager having good grades or being on the honor roll at school reflects responsibility and some car insurance companies will recognize and offer a special discount. Step-4 Compare policies. You want to be sure and shop around before you just pick up the phone and add your him to your policy. Find out if a Family policy is the way to go verses a Separate policy. Step-5 Ask about auto pay or weekly deductions- Some insurance companies will offer cheaper insurance when you select to have your premiums deducted automatically from you pay check each pay day, or from you bank account each month. This may be an option for some.Deals4now.com Cheap Auto Insurance for Teens Tips Here are some tips on how to get cheap auto insurance for your teen son or daughter …Deals4now.com * Raise their deductible – raising your teenager’s deductible from $100 to $500 can lower their insurance premium by 10% to 20%. * Change cars – the difference between insuring a souped-up sports car and a conservative sedan can be as much as $1,000 or more. * Put your teen on your policy – by insuring your teenage son or daughter on your car insurance policy, you can get up to a 15% discount on their premium. * Have your teenager take driver’s training – getting your teenager to take a driver’s ed course will save you 10% to 15% on their insurance and will give you a little peace of mind to boot. * Encourage your teen to get good grades – you can get a 10% discount in some states if your son or daughter gets good grades in school. * Get them to chip in – having your teenage son or daughter pay for a portion of their auto insurance premium will not only save you money, it will teach them responsibility.Deals4now.com * Get multiple quotes – the exact same car insurance with different companies can vary as much as $1,000 a year. That’s $10,000 over a ten-year period that you could save by spending a few minutes online comparing quotes.Some insurance companies will give points to surveys completed by teenager on responsible driving patterns. Enroll them in these surveys to get a better deal. For more information visit<a href=”http://www.freecouponsbuzz.com”>www.freecouponsbuzz.com</a> There are a few things you can do to help reduce the rates you pay for your teen drivers. Deals4now.com Finding the right car insurance for teenagers can be tricky but there are some ways to get prepared for the event. It is a very exciting time for you and your teenager, and the last thing you really want to worry about is paying to much to the insurance company. Below are some thing you can do before you start trying to get a car insurance quote. Step-1 Choose the right car. You want have a car that is fully paid for already. This way you don’t have to carry comprehensive and collision. Although your teenager will insist you by him or her the shiny new sports car, keep in mind, a paid car will help you get cheaper car insurance. Consider buying an older car. They are heavier built, not so easy to wreck, and also don’t have a high theft rate. Step-2 Encourage safe driving. Filing claims and getting traffic tickets will raise your insurance premiums through the roof. Don’t worry about filing a claim for a bent fender or other minor damage. Also Some insurance companies will offer cheaper car insurance if your teenager passes the drivers education course with a high score. Don’t forget to ask about it. Step-3 Ask about Good Student Discounts. A teenager having good grades or being on the honor roll at school reflects responsibility and some car insurance companies will recognize and offer a special discount. Step-4 Compare policies. You want to be sure and shop around before you just pick up the phone and add your him to your policy. Find out if a Family policy is the way to go verses a Separate policy. Step-5 Ask about auto pay or weekly deductions- Some insurance companies will offer cheaper insurance when you select to have your premiums deducted automatically from you pay check each pay day, or from you bank account each month. This may be an option for some.Deals4now.com Cheap Auto Insurance for Teens Tips Here are some tips on how to get cheap auto insurance for your teen son or daughter …Deals4now.com * Raise their deductible – raising your teenager’s deductible from $100 to $500 can lower their insurance premium by 10% to 20%. * Change cars – the difference between insuring a souped-up sports car and a conservative sedan can be as much as $1,000 or more. * Put your teen on your policy – by insuring your teenage son or daughter on your car insurance policy, you can get up to a 15% discount on their premium. * Have your teenager take driver’s training – getting your teenager to take a driver’s ed course will save you 10% to 15% on their insurance and will give you a little peace of mind to boot. * Encourage your teen to get good grades – you can get a 10% discount in some states if your son or daughter gets good grades in school. * Get them to chip in – having your teenage son or daughter pay for a portion of their auto insurance premium will not only save you money, it will teach them responsibility.Deals4now.com * Get multiple quotes – the exact same car insurance with different companies can vary as much as $1,000 a year. That’s $10,000 over a ten-year period that you could save by spending a few minutes online comparing quotes.Some insurance companies will give points to surveys completed by teenager on responsible driving patterns. Enroll them in these surveys to get a better deal. For more information visit<a href=”http://www.freecouponsbuzz.com”>www.freecouponsbuzz.com</a>
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This entry was posted on Tuesday, July 27th, 2010 at 5:26 am and is filed under Cheap auto insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

 

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